Home letting - let your home
If You Rent A Home, Protect It By Buying Renters Insurance
By Mike Yeager
Renters insurance is often overlooked by people who are renting their house or apartment. Many people don’t
realize that their landlord’s insurance only covers the building that you live, there in no coverage for
your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire,
flooding, theft, and many other types of perils.
Most renters’ policies are actually very inexpensive, especially when compared with regular homeowners
insurance; and it’s easy to get a renters insurance quote. People who rent their homes or apartments may not
realize that they may need liability insurance. You could be held responsible for injury to another person if they
were injured in your rented residence. Fortunately, most renters insurance will guarantee personal liability
coverage. Renters insurance will be able to help protect you in case of a liability lawsuit against you.
In addition, if the place you are renting becomes unlivable for any reason, most renters’ insurance policies
will allow additional living expenses. This means that your insurance will pay for your hotel room or any other
expense you may have if your home become unlivable.
Some suggestions keeping your Renters Insurance premium low.
The cost of your renters insurance coverage will depend on many factors, including the place you live, your
insurance company, your deductible, and many other factors. One tip is to increase the deductible, which will in
the long run lower the amount of money you will have to pay. If you put in safety measures like fire alarms,
burglar alarms, and fire extinguishers your insurance company may offer a discount. If you rent a home, a renters
insurance quote will provide you with peace of mind and security for as long as you rent a home. With a little
planning and searching you’ll be able to find great rates on Renters insurance quotes and cheap renters
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HM Revenue and Customs: IR87 Letting and your home
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